Disclosures

Last updated: June 2026

1. Nature of Services

SPM Family Office provides independent advisory and structuring services to private clients, families and entrepreneurs operating across multiple jurisdictions. Our practice focuses on cross-border residency planning, asset structuring, corporate organisation and investment advisory. All services are provided pursuant to a written engagement letter that defines the scope, terms and limitations of our work.

2. Not a Regulated Financial Institution

SPM Family Office is an independent advisory practice. We are not a bank, licensed investment firm, asset manager, law firm or insurance provider. We do not hold or manage client funds, and we do not provide regulated financial services as defined under MiFID II or equivalent legislation. Where regulated services are required, we coordinate with, and introduce clients to, appropriately licensed professionals in the relevant jurisdiction.

3. No Investment Advice or Solicitation

Nothing on this website, or in any general communication from SPM, constitutes investment advice, a recommendation, an offer, or a solicitation to buy or sell any financial instrument or to enter into any transaction. Any references to structures, jurisdictions or approaches are illustrative and general in nature, and do not take account of your individual circumstances.

4. Independence and No Undisclosed Compensation

SPM operates on a fee-for-service basis. We do not receive commissions, referral fees or undisclosed compensation from third-party service providers. All referrals to external counsel, banks or corporate service providers are made solely on the basis of professional judgement and the client’s interest.

5. Jurisdictional Scope

Our advisory services operate across Cyprus, Liechtenstein and Switzerland. Advice on legal and tax matters in these jurisdictions is provided in coordination with locally licensed legal and tax professionals. We do not hold ourselves out as providing jurisdiction-specific legal or tax advice independently of such professionals.

6. No Guarantee of Outcomes

All structuring and planning work is based on the law, regulation and administrative practice in force at the time of engagement. Laws and their interpretation change, and no guarantee is made as to the future treatment of any structure, residency status or tax position. Past results achieved for other clients are not indicative of future outcomes.

7. Forward-Looking Statements

Any forward-looking statements, projections or expectations referenced in our materials are inherently uncertain and subject to change. They should not be relied upon as a promise or guarantee of any future result.

8. Anti-Money-Laundering and Client Due Diligence

Where we accept an engagement, we are required to perform client due diligence and to comply with applicable anti-money-laundering (“AML”) and counter-terrorist-financing obligations. We may be required to obtain and verify identity and source-of-funds information before or during an engagement.

9. Conflict of Interest Policy

We maintain a formal conflict-of-interest policy. Where a potential conflict is identified, it is disclosed to the client before the engagement proceeds. Clients retain the right to seek independent advice at any stage.

10. Confidentiality

We treat all client information as strictly confidential and disclose it only as necessary to provide the services requested, or where required by law or regulation, in accordance with our Privacy Policy and applicable professional obligations.

11. Contact

For questions about these disclosures, please contact [email protected].

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